I use an ATM about once per month. By and large I use my check card for most transactions. So no big deal here. Actually there are really only two places that don't take plastic that I go to anymore. The movie theatre and some little cafe in the basement of the tower I work in.
When you use your check card as debit your pin number and other info is also encrypted and sent over phone lines... so you're still susceptible.
If you're using your check card as credit, it's your card number and other info is sent... so either way you're just as vulnerable. The only true protection against this is to use cash. Not even paper checks, cause those are easily forged. Of course, cash is easily stolen with no possibility of insured refund...
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I use an ATM about once per month. By and large I use my check card for most transactions. So no big deal here. Actually there are really only two places that don't take plastic that I go to anymore. The movie theatre and some little cafe in the basement of the tower I work in.
When you use your check card as debit your pin number and other info is also encrypted and sent over phone lines... so you're still susceptible.
If you're using your check card as credit, it's your card number and other info is sent... so either way you're just as vulnerable. The only true protection against this is to use cash. Not even paper checks, cause those are easily forged. Of course, cash is easily stolen with no possibility of insured refund...
I'm going back into my tin-foil lined bunker.