When you use your check card as debit your pin number and other info is also encrypted and sent over phone lines... so you're still susceptible.
If you're using your check card as credit, it's your card number and other info is sent... so either way you're just as vulnerable. The only true protection against this is to use cash. Not even paper checks, cause those are easily forged. Of course, cash is easily stolen with no possibility of insured refund...
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When you use your check card as debit your pin number and other info is also encrypted and sent over phone lines... so you're still susceptible.
If you're using your check card as credit, it's your card number and other info is sent... so either way you're just as vulnerable. The only true protection against this is to use cash. Not even paper checks, cause those are easily forged. Of course, cash is easily stolen with no possibility of insured refund...
I'm going back into my tin-foil lined bunker.
The real answer is to use credit cards, NOT debit cards. If someone steals that, who cares? The CC company is responsible for the losses, not you.
Why risk your own money when you can risk someone elses instead?